Financial Strategies Built With Sense and Structure

We Help You Make the Modern Money Moves.

Welcome to the home of the Safe Investing Expert. Wherever you are in the country and wherever you are on your life’s journey, we believe that we can help you navigate today’s volatile economy with financial strategies that make sense and can help you know exactly where you want to go.

Contact Us Today!


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About Ryan Cicchelli

For nearly 15 years, Ryan has been working with clients whose needs range from 401(k) rollovers to late-retirement recovery planning.

Ryan has been featured for his work and financial insight in several finance publications, including MSN Money, Forbes, Yahoo Finance and more. Ryan travels around the country giving training presentations and holding speaking engagements on annuity sales and ethical practices. He and his team are excited to work with you on any and all insurance and financial-related needs. Our staff is committed to providing you with a personalized, friendly approach, and Ryan believes in open communication — so ask him anything. He’s ready to talk.

Get Started in 3 Easy Steps:

We’re here to help you feel confident in your financial future.



We get to know you, and you get to know us. Tell us your story, and we’ll show you how we do business.



As an independent firm, we work to give you as many options as possible to help achieve your financial goals.



If you decide to move forward, we help implement your plan, adjusting it as life changes and your retirement goes forward!


Looking for Ways to Create Income in the Future?
A Trusted Financial Professional Can Help You Explore Options

Do you believe these 5 index product myths?
In this guide, we address common misconceptions about index products to help you decide if an annuity might be right for you, including:

  • Index products make accessing money impossible.
  • Index products are too complicated to understand.
  • Savings are enough — why an index product?

We Offer Services in These Areas:

At the Safe Investing Expert, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of insurance products and services, to help you address your financial needs and concerns.

Annuities Icon


Asset Protection Strategies Icon

Asset Preservation

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Retirement Income

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Long-Term Care

Any statements referring to grow your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. 

Neither the firm nor its agents or representatives may give tax, legal or investment advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.

Our Mission

The top concern that we have is helping you to make informed decisions about all things 401(k) and retirement."

Ryan Cicchelli, Cadillac, MI

Ready to Take the Next Step?

For more information about any of our products and services, schedule a meeting today.

Or give us a call at


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